MEDICARE SERVICES FOR EVERYONE
WHO ARE +65 YEARS YOUNG!
WELCOME!
MY NAME IS RICK NELSON.
I AM AN EXPERT IN MEDICARE SERVICES FOR PEOPLE WHO ARE +65 YEARS YOUNG!
I OFFER FREE MEDICARE PLAN CONSULTATIONS TO EVALUATE FUTURE OR CURRENT MEDICARE PLANS TO ENSURE YOU ARE ON THE ONE THAT BEST MEETS YOUR NEEDS.
I HAVE decades of past insurance experience, AND MY CLIENTS FIND PEACE AND COMFORT BY HAVING A LOCAL AGENT AVAILABLE TO HELP WITH THEIR MEDICARE PLAN DECISIONS.
WOULD YOU LIKE TO SAVE $ AND ELIMINATE ALL OUT OF POCKET COSTS?
If YES is your answer, please fill out the form below and I will contact you within the hour and share how that is possible!
WHAT MY CUSTOMERS SAY
"I was so lost in the world of Medicare, and it was such a blessing to have Rick step in
and give clarity to the insurance jungle. Highly recommend”
- AMF
SERVICES I OFFER
Medicare Supplements Explained
Medicare Supplement Insurance (Medigap) offers predictable out-of-pocket costs, nationwide access to any Medicare provider, and guaranteed renewability. Medigap helps cover copayments, coinsurance (20% of most Part B services), and deductibles, usually resulting in minimal expenses after paying the monthly premium. You can visit any doctor or hospital in the U.S. that accepts Medicare, without network restrictions. However, Medigap often has higher premiums than many Medicare Advantage plans and does not cover prescription drugs (Part D), dental, vision, or hearing; separate plans must be purchased for these benefits.
Medicare Advantage Explained
Medicare Advantage (Part C) covers Original Medicare (Parts A and B), usually adds prescription drugs (Part D), and often includes dental, vision, hearing, and wellness benefits. Plans differ in costs, with premiums sometimes as low as $0, though the Part B premium is still required. Most plans bundle Part D coverage; in 2025, annual out-of-pocket drug costs are capped at $2,000. Nearly all plans will provide routine dental, vision, and hearing care. Medicare Advantage uses provider networks (HMO or PPO), so your choice of doctors may be limited, and referrals may be needed for specialists.
MY STORY
In the process of signing up for Medicare myself several years ago I realized there is a learning curve and complexity in making the choices of what kind of supplemental coverage I needed or whether I was best suited for a Medicare Advantage plan. I was so intrigued by the process I found a new passion to become a Medicare consultant myself to help people like me navigate the Medicare options marketplace in choices for their Medicare coverage.
I am is a native of suburban Chicago but has lived in Colorado for over 10 years and just loves the mountains and all the year-round recreation Colorado has to offer. I live in Castle Rock with my wife of over 40 years, Pam, and we have a son, daughter in law, and two grandchildren in the Denver area.
Thank you for stopping by,
Rick Nelson
WOULD YOU LIKE TO SAVE $ AND ELIMINATE ALL OUT OF POCKET COSTS?
If YES is your answer, please fill out the form below and I will contact you within the hour and share how that is possible!